NOTICE: Messages that you send to us by regular e-mail may not be secure. We recommend that you do not send any confidential information (such as social security numbers or account numbers) to us by regular e-mail. If you choose to send any confidential information to us via regular e-mail, you accept the risk that a third party may intercept this information. A "receipt" acknowledgement on an e-mail means only that the message has been routed to us via the Internet, not that the message has been received by Welcome State Bank.