ATM / Debit Shazam Check
Q: What is SHAZAMChek?
A: It’s a debit card that essentially operates as an electronic checkbook at any merchants accepting MasterCard or SHAZAM. It also doubles as an automated teller machine (ATM) card for making deposits or withdrawals. It can be used at SHAZAM point-of-sale (POS) terminals too.
Q: Is SHAZAMChek a credit card?
A: No. As a debit card, it automatically deducts purchases from your checking account rather than adding to the balance on a line of credit.
Q: Why have a debit card?
A: Worldwide convenience! Use it at any location accepting MasterCard. That’s millions of merchants across the world. No need to carry checks or worry about them getting lost or stolen. Plus you have ATM access 24 hours a day in thousands of locations.
Q: How do I keep track of purchases?
A: Merchants will give you a receipt for your purchases just as they normally would. Plus, each purchase will be detailed on your monthly checking account statement. ATMs will provide transaction receipts. Be sure to record these transactions in your check register.
Q: With SHAZAMChek, do I still need a credit card?
A: Yes, if you prefer to buy on credit or if you want to spread out payments. A debit card will not allow making payments over time, the amount is deducted immediately from your checking account.
Q: How safe is SHAZAMChek?
A: Quite safe. To use your card, you must use your personal identification number (PIN) for ATM and POS transactions. A lost or stolen card is of no value to another person as long as they don’t know your PIN number. At merchants accepting MasterCard, the transaction is completed by your signature.
Q: How do I use my SHAZAMChek card?
A: When making a purchase at a MasterCard location, just present it to the merchant as you would a credit card. For ATM & SHAZAM POS transactions, simply follow the instructions on the terminal.
Q: Do I pay interest or finance charges on my purchases?
A: No, because SHAZAMChek purchases are posted to your checking account. You are not making a credit purchase subject to finance charges. The only fees may be those associated with your ATM card usage.
Q: What happens if I lose my SHAZAMChek Card?
A: Contact us immediately. That’s all there is to it. We’ll handle all the details.
Q: How do I sign up for SHAZAMChek?
A: Just complete and return the simple application. And, be sure to call us if you have any questions